Our Services
Insurance
Protecting dreams, families, and legacies.
Every financial plan, no matter how ambitious, stands on one foundation: protection. Before you grow wealth, you must protect what you've already built — your income, your health, your family's future.
Overview
At Parth Investment, we believe insurance isn't a checkbox to tick off. It's a promise — that no matter what happens, your family's dreams, education plans, and security remain intact.
We take the time to understand what truly needs protecting in your life, and recommend plans that genuinely fit, not the ones that pay the highest commission.
Key Benefits
Income Protection
Ensure your family's lifestyle and goals continue uninterrupted, even in your absence.
Health Security
Guard against rising medical costs with comprehensive health coverage for your whole family.
Asset Protection
Motor, home, and general insurance to protect what you've worked hard to build.
Unbiased Recommendations
We work with multiple leading insurers, so our advice is about your needs, not one company's targets.
Claims Support
We don't disappear after the policy is sold — we assist you and your family when it matters most, at claim time.
Long-Term Relationship
Policies reviewed periodically as your life stage, income, and family responsibilities evolve.
What We Offer
| Type | Best Suited For |
|---|---|
| Term Life Insurance | High-value, affordable protection for your family's future in your absence |
| Health/Mediclaim Insurance | Coverage for hospitalization and medical emergencies for you and your family |
| ULIPs (Unit Linked Insurance Plans) | Combines life cover with market-linked investment growth |
| Motor Insurance | Protection for your vehicle against accidents, theft, and third-party liability |
| General Insurance | Company key man and other insurance, home, travel, and other asset protection plans, marine, transit, shop, fire, burglary, indemnity policy |
| Child & Retirement Plans | Insurance-backed savings for education, marriage, or retirement milestones |
Our Process
- 1
Life Stage Assessment
We understand your family structure, dependents, income, and existing coverage.
- 2
Coverage Gap Analysis
We identify exactly what's missing — whether it's life cover, health cover, or asset protection.
- 3
Plan Recommendation
We compare options across our partner insurers to find the right fit for your budget and needs.
- 4
Policy Issuance & Documentation
We handle the paperwork and ensure everything is filed correctly.
- 5
Ongoing Support
Renewal reminders, policy reviews, and claims assistance whenever you need us.
Why Choose Parth Investment for Insurance
- Partnered with India's leading insurers: LIC, Tata AIA, HDFC ERGO, ICICI Lombard, ICICI General, Star Health, Go Digit, United India Insurance, and HDFC General Insurance
- 30+ years of standing by families — including through difficult times when claims mattered most
- We've served farming and rural communities as much as urban professionals, understanding that protection needs differ by lifestyle and livelihood
Frequently Asked Questions
How much life insurance coverage do I actually need?
A general guideline is 10–15 times your annual income, but the right number depends on your debts, dependents, and future goals. We help calculate this specifically for your situation.
What's the difference between term insurance and ULIPs?
Term insurance offers pure life cover at a low premium with no investment component. ULIPs combine life cover with market-linked investment. We help you decide which — or what combination — suits your goals.
Can I buy health insurance for my parents too?
Yes, we help structure family floater or individual health plans for parents, spouses, and children based on age and medical history.
What happens at claim time — do you help?
Yes. We assist our clients and their families with claims documentation and coordination with the insurer, so you're not navigating it alone during a difficult time.
Do I need to disclose pre-existing medical conditions?
Yes, always disclose them accurately. We guide you on how disclosures affect premiums and coverage so there are no surprises later.
Insurance is the subject matter of solicitation. Please read the policy wordings and terms & conditions carefully before concluding a sale. Coverage details, premiums, and terms are subject to the respective insurer's policy.
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Financial Calculators
Illustrative tools to help you explore goals, returns and planning scenarios. Figures are estimates only.
Calculate monthly EMI, total payment and interest on a loan.
Monthly EMI
₹30,004
Total Payment
₹54.01 L
Total Interest
₹29.01 L
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